If you're trying to decide between EuroMillions and EuroDreams, you're not alone. Both are pan-European lotteries, but they offer fundamentally different experiences. One offers the chance at a massive one-time jackpot, while the other provides guaranteed monthly income for life.
In this guide, we'll compare both lotteries across key factors to help you decide which is right for you.
Quick Comparison
| Feature | EuroMillions | EuroDreams |
|---|---|---|
| Top Prize | Up to €250M lump sum | €20,000/month for 30 years |
| Jackpot Odds | 1 in 139,838,160 | 1 in 19,191,900 |
| Ticket Price | €2.50 | €2.50 |
| Draw Days | Tuesday & Friday | Monday & Thursday |
| Numbers Format | 5/50 + 2/12 | 6/40 + 1/5 |
| Prize Tiers | 13 tiers | 7 tiers |
EuroMillions: The Mega Jackpot Option
EuroMillions is Europe's biggest lottery with jackpots that regularly exceed €100 million. It's the choice for customers who dream of instant, life-changing wealth.
Pros:
- Massive jackpots (up to €250 million)
- Receive your entire prize immediately
- 13 prize tiers mean more chances to win something
- Special Superdraws with even bigger guaranteed prizes
- Most recognized European lottery
Cons:
- Lowest jackpot odds (1 in 139.8 million)
- Risk of spending a windfall too quickly
- Higher tax in some countries on large wins
EuroDreams: Monthly Prize for 30 Years
EuroDreams is the newer lottery that pays its top prize as a monthly salary – €20,000 per month for 30 years. It's designed for players who prefer financial security over a single large payout.
Pros:
- Much better jackpot odds (1 in 19.2 million – 7x better!)
- Guaranteed income protects against overspending
- Total value of €7.2 million over 30 years
- Second prize also pays monthly (€2,000 for 5 years)
- Financial planning is easier with regular income
Cons:
- Can't access the full amount immediately
- Less flexibility for large purchases
- Fewer participating countries
- Prize not transferable to heirs (remaining value may be paid out)
Odds Comparison
EuroDreams offers 7 times better odds of winning the top prize compared to EuroMillions. However, EuroMillions has more prize tiers, meaning a 1 in 13 chance of winning any prize vs EuroDreams' 1 in 10.
Which Is Right for You?
Choose EuroMillions if:
- You dream of an instant, massive windfall
- You want maximum flexibility with your winnings
- You have specific large purchases in mind (property, business)
- You're comfortable with longer odds
Choose EuroDreams if:
- You prefer the security of guaranteed monthly income
- You want better odds of winning
- You're concerned about managing a large sum responsibly
- You'd like a "replacement salary" for life
Our Verdict
There's no "wrong" choice – it depends on your personal preferences. Many savvy players participate in both! Consider EuroMillions for the excitement of huge jackpots, and EuroDreams for the better odds and financial security of monthly payments.
Learn more about each lottery on our dedicated pages: EuroMillions Rules and EuroDreams.